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Types of Reverse Mortgages
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Franklin Funding
147 Wappoo Creek Drive, Suite 105
Charleston, SC 29412
(843) 762-2218 or
(800) 375-0351
(843) 762-1163 (fax)


Meet the Reverse Mortgage Specialists

Paul Franklin
Certified Financial Planner™ Certificant
Registered Financial Gerontologist™

Paul Franklin of Franklin Funding      One of the most knowledgeable and experienced specialists in reverse mortgages in South Carolina, Paul Franklin has been helping families and individuals with funding solutions since 1995. Couples, widowed spouses, and family caregivers have found his personalized approach reassuring and dependable.
     As an independent lender, his factual advice and counsel are in the best interests of his clients. An MBA graduate of Louisiana State University, Paul is a former Board Member of the National Reverse Mortgage Lenders Association and the Mortgage Lenders Association of Great Charleston.

Barbara Franklin, LTCP
Reverse Mortgage Specialist

Barbara Franklin of Franklin Funding     Barbara Franklin brings to individuals, couples, and families an extensive background as a specialist in long-term care planning and financing. She works closely with estate planners, attorneys, and banking professionals and offers an independent perspective on reverse mortgages as a tool for long term care financing.
     Barbara is a graduate of the University of Pittsburgh. She is currently on the Advisory Board of the American Association for Long Term Care Insurance and also serves as President of the Lowcountry Senior Network, an organization for senior service providers. In addition she serves on the Board of the Trident Area Agency on Aging and the Advisory Council of the Lowcountry Senior Center on James Island and is the Immediate Past President of the Lowcountry Senior Network.

David Heilman, MBA
Business Development Specialist

   As a Business Development Specialist for Franklin Funding, David is responsible for building relationships with financial institutions, senior service providers and other centers of influence in the senior community. His goal is to help them gain an understanding of how reverse mortgage products work and how they can help their clients reach a wide range of financial goals.
   David has served on the Board of Directors of the Lowcountry Senior Network, an organization for senior service providers, and continues to be an active member. David is also a member of the South Carolina Mortgage Brokers Association, the Mortgage Lenders Association of Greater Charleston and the South Carolina Aging in Place Coalition. He is a graduate of Winthrop University and recently received his Masters in Business Administration from Southern Wesleyan University in Charleston.

Paul Manville,
Reverse Mortgage Specialist

Paul Manville of Franklin Funding      As a reverse mortgage Loan Officer of Franklin Funding, Paul helps individuals, couples and families with a wide variety of financial and family issues. He is a Registered Investment Advisor whose experience assures he can meet the needs of mature adults and their families with complicated and difficult planning issues. In addition to assisting clients with reverse mortgages, Paul has created a network of top professionals to help provide a breadth of solutions. Paul received a Bachelor of Arts Degree from the University of South Carolina. He lives in Columbia with his wife and two daughters.

Thayer Toner,
Reverse Mortgage Specialist

   Thayer Toner brings a diverse banking and business background to his role as a Reverse Mortgage Specialist and has enthusiastically embraced the FHA Reverse Mortgage program as “Congress’s best legislation for seniors since Social Security and Medicare”.
   Thayer grew up on a corn and cattle farm near Shelbyville, Indiana. He has a Degree in Psychology from Indiana University and a Bachelor’s Degree in Foreign Trade from the Thunderbird Graduate School for Global Management in Phoenix. He served in the U.S. Air Force as a Russian linguist in Bavaria, Germany. Thayer later worked for 21 years in banking in Indianapolis, in New York on Wall Street, in Bogotá, Colombia, and was the first Executive Vice President of the Bank of Beaufort, South Carolina. In Naples, Florida Thayer organized and managed the Mortgage Loan Department at Citizens National Bank. He returned to South Carolina and lives in Aiken with his wife and teenage daughter. He is active in the AARP, the Community Service Network of Aiken and was named Kiwanian of the Year.

Terrance Bethea,
Reverse Mortgage Specialist

   As a reverse mortgage Loan Officer for Franklin Funding, Terrance brings a wealth of knowledge with over twenty years experience in the financial industry. He grew up in Dillon, SC and received his Bachelors degree from St. Augustine College in Raleigh, NC. Currently Terrance is originating reverse mortgages in Columbia, SC; where he lives with his wife and two children. Terrance is very active in his church as a trustee and enjoys taking part in a monthly outreach program that feeds the homeless. Terrance has a real love for working with seniors and is currently on the board of veneers for the SC Commission of the Blind.

Mamie Harris,
Reverse Mortgage Specialist

   Mamie has worked in the field of Social Work, assisting the Pee Dee region of South Carolina, for over 19 years. It is through this experience that Mamie is able to help seniors attain and understand governmental assistance programs. As a reverse mortgage Loan Officer for Franklin Funding, Mamie is able to use FHA’s Home Equity Conversion Mortgage (HECM) reverse mortgage to further help seniors in her community. Mamie is a graduate from the University of South Carolina and is currently seeking her Masters in Counseling from Webster University. Mamie lives in Lake City, SC where she is very active in her church as the Community Resource Director.

Ashley Jones,
Processor

Ashley is a graduate of NC State University, with a Bachelors degree in Accounting. She has over six years of experience originating loans and has been processing mortgages, both conventional and reverse, for the last seven years. Ashley works from her home in Atlanta, GA. and is married with two daughters. She has been with Franklin Funding since February 2006.

Heather Keeter,
Processor

Heather is a graduate from Peace College and NC State University, with a Bachelors degree in Economics. She has experience originating and processing loans with the third largest credit union prior to joining Franklin Funding. Heather enjoys playing tenor sax in her church orchestra and lives in Mt. Pleasant, SC with her husband and two children. She has been with Franklin Funding since 2008.

Call Franklin Funding to get all the information you’ll need to decide if a reverse mortgage is right for you.

Serving South Carolina Homeowners
Lowcountry & Coastal
Paul Franklin
David Heilman
843-762-2218
800-375-0351
Email
Midlands & Upstate
Paul Manville
803-765-1338
888-477-7171
Email
Midlands
Terrance Bethea
803-360-2774
Email
Florence
Mamie Harris
843-373-7356
Aiken
Thayer Toner
803-292-4060
Email

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